February 2018

Getting Insurance With a Drink Driving Conviction

Drink driving is a common problem in the UK and although the number of deaths and serious injuries caused by drink driving have reduced significantly over the last few decades, it’s still something that causes a lot of issues for everyone concerned. Drink driving is usually discouraged because of the harm you could cause to passengers, pedestrians and other road users. True as this is, even if you’re not involved in an accident while drink driving, it could still have serious consequences for your life. Do you have to declare your conviction to insurance providers? One of the first things that people who have a drink driving conviction want to know when they’re looking to get car insurance is whether or not they need to declare their conviction. This will depend on whether your conviction is spent or unspent. Under the Rehabilitation of Offenders Act 1974, some convictions must be considered ‘spent’ after a certain period of time. A spent conviction is simply one that you’re no longer obligated to declare. It’s important to note that even if your conviction is spent, some insurance providers might want to know about it. It’s important to be honest in this case…