Insurance

Insurance January 22, 2019

How to Save Money on Thatched Roof Property Insurance

Thatched roof properties can be notoriously expensive to insurance. The main reason being that the cost of rebuilding/repairing a thatched roof takes specialist expertise that fewer and fewer people have. The good news is that if you’re thinking of buying a thatched roof property there are some very reliable ways to keep costs down. With this in mind, below are some of the best ways to save money thatched roof property insurance. Make the property secure Security is always something you should make a priority if you’re looking to save money on property insurance. Insurance providers will always consider how likely your property is to be targeted by thieves, vandals and arsonists when calculating the cost of a policy so you should take any steps you can to make your property more secure. A good way to make your property secure is by getting good locks on doors and windows. It’s also a good idea to improve privacy, by getting curtains or bifold door blinds if you have bifold doors. Grey bifold door blinds are popular due to being inconspicuous but still being classy. Get a lot of quotes This one should be obvious. Quotes can vary greatly from one… Read More

Insurance February 12, 2018

Getting Insurance With a Drink Driving Conviction

Drink driving is a common problem in the UK and although the number of deaths and serious injuries caused by drink driving have reduced significantly over the last few decades, it’s still something that causes a lot of issues for everyone concerned. Drink driving is usually discouraged because of the harm you could cause to passengers, pedestrians and other road users. True as this is, even if you’re not involved in an accident while drink driving, it could still have serious consequences for your life. Do you have to declare your conviction to insurance providers? One of the first things that people who have a drink driving conviction want to know when they’re looking to get car insurance is whether or not they need to declare their conviction. This will depend on whether your conviction is spent or unspent. Under the Rehabilitation of Offenders Act 1974, some convictions must be considered ‘spent’ after a certain period of time. A spent conviction is simply one that you’re no longer obligated to declare. It’s important to note that even if your conviction is spent, some insurance providers might want to know about it. It’s important to be honest in this case…

Insurance October 2, 2017

Types of Taxi Insurance

If you work as a taxi driver then one of the most important things you need to do is make sure you’re covered by getting the right type of insurance. Below are the different types of taxi insurance you can get as well as the different factors that affect the cost of taxi insurance. Taxi insurance cover options Private hire – Private hire taxis are those that can only be booked in advance i.e. they cannot pick up passengers from the street and also cannot display a taxi sign. Private hire taxi insurance is usually cheaper. Public hire – Public hire taxis are able to display a taxi sign and drivers can pick customers up while they’re between fares. Road risks – Insurance for road risks is something that every taxi driver must have as a minimum. The lowest level of insurance you can get in order for your taxi to be road legal is third party only. This will protect other road users if you’re involved in a collision where you’re to blame. For more protection for your own vehicle then you should get a comprehensive policy. Legal issues – You can get cover for legal issues added to…